Healthier Teams. Stronger Business. Every Day.
Pulse 365 is a modern wellness program that improves employee health, boosts productivity, and reduces healthcare costs — for businesses too small to qualify for Quantum HB. Same idea, scaled for a smaller team: a tax-advantaged benefits layer that sits on top of the major medical plan you already have, at zero net cost.
Results vary. Based on aggregated client outcomes.
What every enrolled employee gets
- 24/7 Virtual Care access, from anywhere
- Wellness Coaching to build healthier day-to-day habits
- Zero-cost prescriptions through the plan’s pharmacy access
- Personal Health Dashboard to track and manage care in one place
- Paycheck credits that boost take-home pay every pay period
- Coverage for your entire team — no added tax headaches
What it does for the business
- A smarter benefits layer, not a replacement plan — designed to coexist with your major medical plan
- 24% average healthcare cost reduction across the client base
- Powerful tax savings through the 125 Cafeteria Plan structure
- Improved payroll efficiency — no disruption to your existing payroll
- Sized for 15–24 employees — below Quantum HB’s 25+ minimum
- Stronger retention — support your people, keep your talent
A smarter benefits layer — not a replacement plan.
Designed to coexist with your major medical plan while improving access, engagement, and payroll efficiency. Nothing about your existing coverage changes.
The added layer
- Virtual Care
- Wellness Coaching
- Pharmacy Access
- Health Dashboard
Sitting on top of
A tax-advantaged wellness & care layer (Section 125), layered directly on top of the major medical plan you already offer — unchanged.
The tax code logic behind Pulse 365
Section 125 of the IRS code lets employers structure benefits like these through pre-tax payroll, lowering the taxable wage base for both employee and employer while a separate benefit payment flows back to the employee — funding the wellness layer at zero net cost.
of insured Americans still worry about hospital bills — and an unexpected bill of just $4,354 is the average breaking point for serious financial strain.
— JG Wentworth Survey, 2026of employees say they would consider changing jobs for better benefits.
— SHRM Benefits SurveyCompanies already running on Pulse 365
A sample of the businesses using Pulse 365 for their teams today.
The retention problem this solves
“Employees don’t just leave for more money. They leave because they feel financially vulnerable — and because a competitor offered something that felt like more security.”
The cost of losing a skilled employee — recruiting, onboarding, lost institutional knowledge — runs 50% to 200% of their annual salary. Employers using wellness programs like Pulse 365 have reported measurable gains in retention and engagement, on top of real healthcare cost reduction.